Often I recite these words to myself because these are the words that are too far away from the advisory business but so relatable. These are the exact words that have inspired this firm.

Wealth Management has helped individuals pick and make portfolios designed to help their money grow at an above-average rate. For anyone who only chooses to invest for their future financial planning,  that component of wealth management alone can do wonders. Leaving effort to only that, deciding to invest is not a bad idea. Because if, say, they only chose to invest their savings without adding any of the other pieces of wealth management, an investor can get a pretty good yield - between 8 and 12% with an advisor.

That is a lot better than keeping your money in cash, and It is undoubtedly something that Mechanical Financial welcomes doing for you.

However, the real value comes from wealth management. Wealth management is the process of structuring the composition of how wealth grows. In my imagination, the wealth management process formulates and takes the shape of a mechanical machine, and It’s a financial advisor's job to build and customize a well-oiled machine to ensure one thing - you, the client, accomplish your goals.

In my book,  financial advisors/financial planners have a nickname - wealth mechanics. The primary function of a wealth mechanic is to create and maintain a device that improves the quality of a person’s wealth—a good investment portfolio and a process that enhances how income is received and allocated.

By providing my clients the insight and tools of mechanical financials, It is my plan to help clients fine-tune their income and bring balance to their lifestyle today and fabricate together a device for assets leftover to pass on to your future ideas, whether that be simply retiring, transferring them to family or pledging them to important causes (estate planning). I believe my process can reduce the friction that often holds people back from building wealth.

As I write more, I plan to elaborate more. In the meantime, below is how every client's financial blueprint begins. Over time pieces are hollowed out because by working together, we improve how your income flows through that component of your finances, while other pieces are shortened or expanded to meet both medium and long-term goals. The point is to build it out to your specifications. I compare it much to an automotive engine. Sure I can boost your finance engine by building an investment portfolio. But I can also do that, plus build a robust engine to help you expand your lifestyle and your capabilities and be sustainable in the long run.

For a car to run, it needs fuel, air, and a spark. I want Mechanical Financial to be the spark to your wealth growth.

For those who understand the reference, I want to be the Tupac to your future planning:

“I’m not saying I’m gonna change the world, but I guarantee that I will spark the brain that will change the world.”

-Tupac

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